CYBER LIABILITY

MedPro’s cyber and privacy liability insurance is provided at no cost to you and includes:

CLAIMS MADE AGAINST YOU

ENTERPRISE SECURITY EVENT
Unauthorized access to your computer system that results in damage or alteration of data, transmission of harmful software code, or denial of access.

PRIVACY INJURY
Privacy breaches involving loss, accidental disclosure, or theft of protected information, common law invasions of privacy and violation of Privacy Regulations with respect to the use or control of Protected Personal Information.

PRIVACY REGULATION LIABILITY
Violations of HIPAA or other similar state, federal, and foreign identity theft and privacy protection statutes, rules, and regulations.

CYBER EXTORTION LOSS
In the event of a ransomware attack.

MedPro is proud to team up with Axis Insurance, a leading underwriter of cyber/privacy coverage around the globe, in bringing this important product to our insureds.

REIMBURSEMENT OF EXPENSES

CRISIS MANAGEMENT EXPENSE
Notifying and answering questions from affected persons whose Protected Personal Information may have been lost, stolen, or accessed.

FRAUD RESPONSEE EXPENSE
Credit and identity monitoring services or identity theft insurance to affected qualified persons resulting from disclosure of protected information.

PUBLIC RELATIONS EXPENSE
Hiring a public relations firm, law firm, or crisis management firm for communication services. This includes the cost of advertisements, web content, and other communications recommended by the firm.

FORENSIC AND LEGAL EXPENSE
System investigation to determine the cause of an enterprise security event and identify the persons whose Protected Personal Information may have been improperly accessed, lost, or stolen.

DATA RECOVERY EXPENSE
Recover and/or replace compromised, damaged, lost, altered, or corrupted data due to a third-party’s unwanted malicious, reckless, intentional, or negligent act.

Cyber liability and Data Breach Coverage availability is based upon business and regulatory approval and may differ among companies. Higher cyber and privacy liability coverage limits are available for purchase. Claim expenses are included within and erode the applicable limits of liability for these liability coverages unless otherwise required by the laws of your state. Cyber and privacy liability insurance can be found in physician and surgeon policies within the form titled Cyber Liability and Data Breach Coverage. MedPro Group is the marketing name used to refer to the insurance operations of The Medical Protective Company, Princeton Insurance Company, PLICO, Inc. and MedPro RRG Risk Retention Group. All insurance products are administered by MedPro Group and underwritten by these and other Berkshire Hathaway affiliates, including National Fire & Marine Insurance Company.